Cost To Adopt A Child - National Adoption Foundation (2024)

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How Much Does It Cost To Adopt A Child?

Adopting a child is one of the most important decisions in a family’s or couple’s life. Having a new family member to love and care for can be very rewarding. Couples ask many important questions when thinking about adoption. One of the most important questions they must consider: How much does it cost to adopt a child?

According to TheChild Welfare Information Gatewayadopting a child in the United States can cost $45,000. This cost should not scare parents from attempting to adopt. It is important to remember that the cost varies depending upon how the parents choose to adopt and that there aregrant programsavailable to help with the cost of adoption. Parents may choose to adopt a newborn, a foster, or an international child.

Cost To Adopt A Child - National Adoption Foundation (3)

Adoption Types

In the case of a newborn, the cost to adopt a child can range from $8,000 to $45,000. The cost of adopting a newborn may include compensating the mother for her time and medical bills. Some states allow for 6 months of fees. Thes fees can include everything from maternity clothes to cell phone bills and lost wages. The cost will rise if there are any legal disputes.The actual cost depends on the state requirements and the agreement between the birth mother and new parents.

The cost to adopt a child, especially a newborn from another country can cost between $15,000 and $45,000. This includes the cost of travel and possibly even having to live in a country for a month or two. Different countries have different requirements. Therefore the costs can vary depending on the country. There are standard legal legal fees including filing for citizenship for the child.

If you really want to share your home with a child and you don’t mind adopting an older child, adopting a foster child is a great option. The cost to adopt a child from a foster home can be as little as $2,500. Remember that there are very few babies available through foster care. Generally the age of a child that you will get from Foster Care will range from 3 to 18 years old.

Explaining General Adoption Cost

Opening your home to a child in need is a very generous and wonderful thing to do. It seems wrong to have to pay to love a child. However, ensuring that a child is placed in a safe and loving home requires the services of multiple professionals. These costs include legal fees such as lawyers, courts and background checks. There are other expenses such as home studies, medical cost and travel expenses. The cost to adopt a child via private adoptions is paid for by the adoptive parents. When adopting from foster care these same expenses exist but they are covered by the taxpayer.

In any type of adoption these are the basic expenses:

➢ Evaluation and training of prospective parents.
➢ Child abuse and criminal background checks for all adult members of the household.
➢ Medical evaluations.
➢ Cost of childbirth including prenatal and postnatal care.
➢ Payment for the child’s initial medical cost.
➢ Legal representation for the adoptive and birth parents.
➢ Court cost as determined by the locality.
➢ Living expenses for the birth mother.
➢ Post adoption counseling for the birth parents.
➢ Post-adoption monitoring of the new parents.

Extra Cost Related To Private And International Adoptions

There are other potential costs when adopting a child domestically or internationally. For a domestic adoption a parent may or may not use an agency. The cost of using an agency will be discussed in the next section. These are the special potential costs related to both international and domestic adoption:

➢ Parents must network to find birth parents (with no agency).
➢ Travel to meet birth parents and/or receive the child.
➢ Cost to live in another state or country until final approval to take full custody of the child is received.
➢ For domestic adoptions a possible return trip to finalize the adoption.

International adoptions have some unique costs. They may require multiple trips to finish the paperwork. They may even require a temporary residence in the child’s country of origin. There are also special legal fees that may be required. These fees include passports, visas and naturalization of the child. The parent will have application fees and other fees from the local government. Depending on the country there may be unusual medical costs. The parents may need to make donations to local orphanages or child welfare agencies in order to support the child until the adoption is complete.

Adoption Agencies

Choosing to use an adoption agency will add to the final cost of the adoption process. However, the peace of mind from the support gained from the agency may be money well spent.

Using an agency ensures that the prospective parents are able to more easily navigate the adoption process with the help of experienced professionals. An adoption agency helps parents avoid costly mistakes that could impede the whole adoption process. Adopting through an agency also increases the opportunities to get grants and loans to help offset the cost of the adoption.

Before signing with an adoption agency it is important to ensure that they are in fact a reliable agency. A reliable agency should be licensed and they should have their licensing information available to parents. Make certain that the license is current. A search on the internet will reveal if there are any outstanding complaints against the agency. It is extremely helpful to have a good agency walking you through the adoption process. It is equally devastating to fall prey to a disreputable agency.

The Cost Of Time

In addition to spending money when adopting you alsospend your time. This cost also varies depending on the type of child being adopted. The adoption of an older foster child can be completed in a few months. It can take two to seven years to wait for a healthy infant to become available. The process of an international adoption can take many years. In an international adoption it isn’t as much about waiting for a healthy child to become available as it is the time it takes to overcome all of the hurdles that are present in the process.

FAQ's

How Much Does It Cost To Adopt A Child?

The cost of adopting a child ranges between $2500 and $45,000, depending upon which method of adoption of family chooses. There are a lot of variables that determine the cost such as travel (especially if you are adopting a child from a foreign country), medical costs, and so on.

Do You Get Paid When You Adopt A Child?

If you are a foster parent, then there are usually no fees to adopt. Since you are still the foster parents until the adoption is completed, you may receive a monthly fee to cover the child’s expenses.

How Much Does It Cost To Adopt A Child From An Orphanage?

Adopting from an orphanage often involves international adoptions.These adoptions cost between $15,000 and $30,000. This does not include the cost of travel.

Is It Free To Adopt?

There’s always the cost of the home study which is about $1,000. When adopting from Foster Care there can be few other fees. Do you want a baby from Foster Care? That can be a very long wait. However if you adopt child between 3 and 18 there are always children available that need your help.

How Much Does It Cost To Deliver A Baby?

The average delivery of a baby in an American hospital costs about $3,500. According to the Thompson Healthcare study for the March of Dimes the total cost of having a baby is $8,802. This includes all of the health care cost related to having a baby such as prenatal and postpartum care

Do Birth Parents Get Paid To Adopt Their Baby Out?

Most states allow a birth mother to receive reasonable fees. These fees include money for medical bills, legal and counseling cost. Many states also allow for the payment of the mother’s living expenses.

Is It Expensive To Adopt A Child?

If you are willing to adopt a foster child the adoption process can be relatively inexpensive. Adopting a child from a foster care home can cost as little as $2500. On the other end of that spectrum, the cost to adopt a child from another country can be as high as $45,000 because there are now additional legal costs, travel costs, and more.

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Cost To Adopt A Child - National Adoption Foundation (2024)

FAQs

Cost To Adopt A Child - National Adoption Foundation? ›

The average cost of an adoption can range anywhere from $5,000 to $70,000. These adoption expenses include: Home study. Birth mother's medical expenses.

What is the average cost to adopt a child in the US? ›

Domestic Adoption: Adopting an infant domestically through either an adoption agency or an independent attorney ranges from $20,000-$45,000 depending on where you live and the agency or attorney you choose.

Do you get a monthly check when you adopt a child in Iowa? ›

The Adoption Subsidy Program provides a monthly payment to parents of eligible children. Adoption subsidy rates are negotiated with families, but cannot exceed the foster care rate. Adoption subsidy and foster care rates are designed to be nearly the same in order to eliminate a disincentive by foster parents to adopt.

Do you get a monthly check when you adopt a child in NY? ›

Payments. Adoption subsidy checks are mailed during the first week of each month and represent payment for the prior month. If your check did not arrive by the 15th day of the month, contact the Adoption/KinGAP Subsidy Information Line at (212) 676-2825.

How much money should I have to adopt? ›

How Much Does it Cost to Adopt a Baby in California? Because of the number of professionals and services required to complete an infant adoption in the United States, domestic infant adoption can be expensive. The average cost to adopt a newborn is typically $45,000-$65,000+.

Why is adopting a child so expensive? ›

There are a lot of legal requirements in adoption, including terminating the rights of the birth parents, court filings, negotiating birth mother expenses and finalizing the adoption after the post-placement reporting period. An adoption agency may roll some of these costs into its overall fee.

What is the best state to adopt a child? ›

For example, some of the friendliest adoptive states seem to be:
  • Minnesota.
  • Nebraska.
  • New Hampshire.
  • New Mexico.
  • Oklahoma.
  • Oregon.
  • Tennessee.
  • Utah.

What is the adoption tax credit in Iowa? ›

An Adoption Tax Credit is available for individual income tax equal to the first $5,000 of unreimbursed expenses related to an adoption per each child placed in Iowa. There is no limit on the amount of income earned by an individual to be eligible for the credit.

What are the requirements to adopt a child in Iowa? ›

In Iowa, this law states that unmarried adults and married couples jointly, over the age of 18, are eligible to adopt. While nearly any adult may be eligible to adopt in Iowa, most adoptive families will need a valid, approved home study before they can be matched with an adoption opportunity.

How much do foster parents get paid in Iowa per month? ›

Foster Parent Salary in Davenport, IA
Annual SalaryMonthly Pay
Top Earners$90,121$7,510
75th Percentile$48,900$4,075
Average$39,231$3,269
25th Percentile$26,600$2,216

Do adopted children receive Social Security benefits? ›

When a parent receives Social Security retirement or disability benefits, or dies, their child may also receive benefits. Under certain circ*mstances, a stepchild, adopted child, or dependent grandchild or step-grandchild also may qualify. To receive benefits, the child must be unmarried and: Younger than age 18.

What is the US adoption assistance program? ›

The Adoption Assistance Program (AAP) is an entitlement program to provide financial and medical coverage to facilitate the adoption of children who otherwise would remain in long-term foster care.

Do adoptive parents get paid in NY? ›

An adoption subsidy is a monthly payment mandated by law to be made for the care, maintenance, and medical needs of a child who has been classified as handicapped or hard-to-place according to New York State law and regulations.

What's the cheapest adoption? ›

The most affordable way to adopt a child is to do so through the foster care system, as sometimes it can be completely free with the subsidies available.

What is the minimum income to adopt a child in the US? ›

There is no minimum income requirement, but applicants must have legal and stable income that is sufficient to support themselves and their families prior to fostering. There are many benefits to adopting a child or teenager; for instance, college tuition for children in care is funded 100% by the state of Florida.

Do you have to be wealthy to adopt? ›

As a hopeful adoptive parent, your finances will be included in the screening process. You don't have to be rich, but you do have to be able to support yourself as well as your child. You will need to prove that you can cover the adoption expenses and that your income is above the federal poverty level.

Is adopting a child free in the US? ›

Costs of adoption

Most adoptions from US foster care are free. The minimal costs that can be associated with them are often reimbursable. Read more about the costs of adoption.

Is it difficult to adopt a child in the US? ›

The adoption process for Adoptive Parents is tough because adoption agencies, professionals, states and countries want to ensure that the child is going to a safe place. The child's safety and wellbeing are of the utmost importance, making the extra requirements incredibly necessary.

How long is the waiting list to adopt a baby in the USA? ›

Family is forever, but your wait doesn't have to be.

And we don't want that to happen to you. With American Adoptions, our average adoption wait time is an average of 12 months.

How many Americans are waiting to adopt a child? ›

While it is difficult to find an exact, accurate number to answer this question, Some sources estimate that there are about 2 million couples currently waiting to adopt in the United States — which means there are as many as 36 waiting families for every one child who is placed for adoption.

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